Minnesota is famous for unexpected, inclement weather and for lakeshore owners, this can be devastating in equipment loss or damage.
Have no fear – Enclave Dock & Lift is here!
Our storm recovery services include hauling damaged or destroyed watercraft equipment with ease thanks to our state-of-the-art barge. We even work directly with your insurance company to ensure that you’re getting everything you need for filing a claim.
All boat owners are required to have insurance in the state of Minnesota, but what exactly does that mean? Are storm recovery services included in most policies? Here are a few answers to questions like these and more.
Does boating insurance cover storm damage and recovery services?
A boat insurance policy’s physical damage coverage will pay for damages caused by storms or other natural elements. For those with liability-only policies, damages and repair will not be covered.
Does insurance cover a storm-related leak in my watercraft?
On average, boat insurance will cover leak-related damages if you include physical damage coverages in your policy. The only time a policy may not cover a leak or other issue is if it is caused by regular wear and tear or poor maintenance.
Are damaged docks and lifts covered by insurance?
Typically boat docks and lifts are not covered by boat insurance policies. If available through your carrier, consider adding dock coverage to your policy. If a storm occurs and your dock is located on your property, home insurance may be able to pay for damage related to storms – check with your insurance provider for more information.
Storms happen, but they don’t have to destroy your summer-time fun. Talk to us today and see how we can help you get back to enjoying time on the lake.